Homeschooling for College Credit at Charter Oak State College (CT)
Rack Rate Tuition: $48,960 ($408 per credit x 120 credits)
Resourcefully Planned: $4,446 (114 credits in homeschool, 6 cr. rack rate)
amount saved $44,514
Degree: Bachelor of Arts or Bachelor of Science (Liberal Arts / General Studies)
What is a resourcefully planned degree? In short, a cost map shows you how Homeschooling for College Credit in high school can be transferred into a specific college to save money. We’ll use alternative college credit sources that are accepted by this college to devise a strategic plan for your student. The cost map is a general outline that gets you headed in the right direction.
What a Resourcefully Planned Cost Map is NOT: It’s not a guarantee. This is an informed DIY plan using the college’s advertised transfer and credit acceptance policies.
Why DIY? As the parent of a high school student, you won’t have access to academic advisors or the registrar of a college, in addition, colleges don’t specialize in helping you avoid taking their classes! But, college transfer protocol and transfer policies are often available to the public, allowing teens to start earning college credit NOW that can be used LATER.
Where is Dual Enrollment? Since some families have free tuition through dual enrollment, while other families may not, dual enrollment has been completely left out of the plan. If you have dual enrollment available to you, you may want to use it.
Other costs: Colleges will have other costs beyond the scope of our basic tuition calculation. Application fee, graduation fee, technology fee, etc. are all fees that you should plan for when your teen eventually enrolls. To keep the playing field even, the rack rate listed above doesn’t include fees either – the numbers shown are straight tuition.
Rack Rate Tuition: $48,960 ($408 per credit x 120 credits)
Resourcefully Planned: $4,446 (114 credits in homeschool, 6 credits rack rate)
$1,998 is paid throughout high school to accumulate the first 114 credits. $2,448 is paid to Charter Oak once you are an enrolled student to cover the last 6 credits.
How to avoid student loan debt
- Reduce the number of credits your teen must complete by doing as many of them as possible in high school. You’ll pay cash for these as you go.
- Apply for Federal work-study, grants, and use savings/cash to cover the balance of tuition once they’re an enrolled student.
- For every $100 of tuition you have outstanding, apply for 1 scholarship. (example: $2,000 tuition = apply for 20 scholarships)
Cost Map for Charter Oak State College (11/2018)
| Charter Oak’s Degree Requirement | Homeschooling for College Credit | Approximate Cost if taken during homeschool
$4,446 |
Cost if taken through Charter Oak State College
$48,960 |
| Written Communication | CLEP or AP College Composition (6 credits) | $0* | $2,448 |
| Oral Communication | DSST Principles of Public Speaking (3 credits) | $100 | $1,224 |
| Information Literacy | *met by the Cornerstone | X | X |
| Ethics | DSST Computer Ethics (3 credits) | $100 | $1,224 |
| US History | CLEP US History 1 (3 credits) | $0* | $1,224 |
| Non-US History | OnlineDegreeCom History Turning Points (3 credits)
or CLEP Western Civ 1 |
$9 | $1,224 |
| Global Understanding | Straighterline Anthropology (3 credits) | $100 | $1,224 |
| Literature & Fine Arts | CLEP American Literature (3 credits) or CLEP Analyzing and Interpreting Literature (3 credits) | $0* | $1,224 |
| Social Behavioral Sci. | CLEP Sociology (3 credits) | $0* | $1,224 |
| Mathematics | CLEP College Algebra (3 credits) | $0* | $1,224 |
| Natural Science | OnlineDegreeCom Enviro. Science (3 credits) or CLEP Biology (6 credits) | $9 | $1,224 |
| Natural Science w/Lab | Straighterline Biology with Lab (4 credits) or local community college. | $100 | $1,632 |
| Elective | TEEX Cybersecurity (6 credits) or any other CLEPs not used. | $0 | $2,448 |
| Elective | Sophia (2 credits) | $0 | $816 |
| Elective | CLEP, AP, DSST, Sophia, or any other ACE provider.
(0-30 credits) |
$0 | $0 – $12,240 |
| Upper-Level Credit | Studycom (18 credits) | $600 | $7,344 |
| COSC Cornerstone | NA in high school (3 credits) | $1,224 | $1,224 |
| COSC Capstone | NA in high school (3 credits) | $1,224 | $1,224 |
| Area of Study/Electives | Studycom, Straighterline, Saylor Academy, Sophia, Onlinedegreecom, CLEP, AP, or DSST. (0-30 credits) | $1,000 | $0 – $12,240 |
| $4,446 | $48,960 |
Need help from scratch? Start here –> Homeschooling for College Credit
Want to know more about the types of college credit used in this chart? –> Take me there.
