Posted in HS4CC

University of Maryland University College

Homeschooling for College Credit at the University of Maryland University College

Rack Rate Tuition: $59,880 ($499 per credit x 120 credits)

Resourcefully Planned:  $16,723 (89 credits in homeschool, 31 cr. rack rate)

Degree:  Bachelor of Science in Business Administration

What is a resourcefully planned degree?  In short, a cost map shows you how Homeschooling for College Credit in high school can be transferred into a specific college to save money.  We’ll use alternative college credit sources that are accepted by this college to devise a strategic plan for your student.  The cost map is a general outline that gets you headed in the right direction.

What a Resourcefully Planned Cost Map is NOT:  It’s not a guarantee.  This is an informed DIY plan using the college’s advertised transfer and credit acceptance policies.

Why DIY?  As the parent of a high school student, you won’t have access to academic advisors or the registrar of a college, in addition, colleges don’t specialize in helping you avoid taking their classes!  But, college transfer protocol and transfer policies are often available to the public, allowing teens to start earning college credit NOW that can be used LATER.

Where is Dual Enrollment?  Since some families have free tuition through dual enrollment, while other families may not, dual enrollment has been completely left out of the plan. If you have dual enrollment available to you, you may want to use it.

Other costs:  Colleges will have other costs beyond the scope of our basic tuition calculation.  Application fee, graduation fee, technology fee, etc. are all fees that you should plan for when your teen eventually enrolls.  To keep the playing field even, the rack rate listed above doesn’t include fees either – the numbers shown are straight tuition.

Rack Rate Tuition:  $59,880

Resourcefully Planned:  $16,723

How to avoid student loan debt

  1. Reduce the number of credits your teen must complete by doing as many of them as possible in high school.  You’ll pay cash for these as you go.
  2. Apply for Federal work-study, grants, and use savings/cash to cover the balance of tuition once they’re an enrolled student.
  3. For every $100 of tuition you have outstanding, apply for 1 scholarship.  (example: $2,000 tuition = apply for 20 scholarships)

Cost Map for University of Maryland University College (11/2018)


Requirement Homeschooling for College Credit Approximate Cost taken during homeschool


Cost if taken through the University of Maryland


Intro to Business 3 cr. Studycom Intro to Business $100 $1,497
Composition 6cr Studycom College Composition 1 and College Composition 2 $200 $2,994
UL Advanced Communication 3cr Studycom Advanced Technical Writing $100 $1,497
Communication 3cr CLEP Analyzing Interpreting Literature $0* $1,497
College Algebra 3cr. CLEP College Algebra $0* $1,497
Arts & Humanities  6 cr. CLEP US History 1 & 2 $0* $2,994
Behavioral Science 6 cr. CLEP Psychology, CLEP Sociology $0* $2,995
Science w/ lab 4 cr. Straighterline Biology 4 cr. $200 $1,996
Science (any) 3 cr. OnlineDegreecom Enviro. 3 cr. $9 $1,497
Intro. Computers 3 cr. CLEP Information Systems $0* $1,497
Add’l computers 3 cr. TEEX Cybersecurity 4 cr (3 req.) $0 $1,497
electives Onlinedegreecom  15 cr. (5) $45 $7,485
UL electives Studycom 18 cr. (6) $600 $8,982
other electives 12-15 elective credits (CLEP or AP exams) $0* $6,487
1 cr. Intro to Research taken online at UMUC NA NA $499
30 cr. bus. major taken online UMUC NA  NA $14,970
$1,254 $59,880

*Modern States is currently awarding vouchers to cover CLEP exam fees as well as testing center fees.  You can obtain a free voucher through their website. 

University of Maryland University College is a Partner College with and guarantees transfer according to the course in the following chart.  

UMUC shall accept the following assessment methods from sources external to UMUC for the awarding of academic credit:

College Level Examination Program (CLEP)
Dantes Subject Standardized Test (DSST) Program
Advanced Placement (AP) Program of the College Board
Excelsior College Examinations (formerly ACT/PEP and Regents)
Various professional examinations evaluated by the American Council on Education (ACE) or the National College Credit Recommendation Service (NCCRS)

Need help from scratch?   Start here –> Homeschooling for College Credit

Want to know more about the types of college credit used in this chart? –>  Take me there.

See more Cost Maps


Executive Director of Homeschooling for College Credit