Posted in cost map

Charter Oak State College (Associate Degree)

Homeschooling for College Credit at Charter Oak State College (CT)

Listen to Jennifer’s introduction to this cost map

Rack Rate Tuition:  $24,480 ($408 per credit x 60 credits)

Resourcefully Planned:  $1,669 (57 credits in homeschool, 3 cr. rack rate)


Degree:  Associate of Science

What is a resourcefully planned degree?  In short, a cost map shows you how Homeschooling for College Credit in high school can be transferred into a specific college to save money.  We’ll use alternative college credit sources that are accepted by this college to devise a strategic plan for your student.  The cost map is a general outline that gets you headed in the right direction.

What a Resourcefully Planned Cost Map is NOT:  It’s not a guarantee.  This is an informed DIY plan using the college’s advertised transfer and credit acceptance policies.

Why DIY?  As the parent of a high school student, you won’t have access to academic advisors or the registrar of a college, in addition, colleges don’t specialize in helping you avoid taking their classes!  But, college transfer protocol and transfer policies are often available to the public, allowing teens to start earning college credit NOW that can be used LATER.

Where is Dual Enrollment?  Since some families have free tuition through dual enrollment, while other families may not, dual enrollment has been completely left out of the plan. If you have dual enrollment available to you, you may want to use it.

Other costs:  Colleges will have other costs beyond the scope of our basic tuition calculation.  Application fee, graduation fee, technology fee, etc. are all fees that you should plan for when your teen eventually enrolls.  To keep the playing field even, the rack rate listed above doesn’t include fees either – the numbers shown are straight tuition.

Rack Rate Tuition:  $24,480 ($408 per credit x 60 credits)

Resourcefully Planned: $1,669 (57 credits in homeschool, 3 credits rack rate)


How to avoid student loan debt

  1. Reduce the number of credits your teen must complete by doing as many of them as possible in high school.
  2. Secure scholarships, apply for Federal work-study and use savings/cash to cover the balance of tuition.
  3. Only after you’ve exhausted options 1 & 2 should you consider borrowing money.

Cost Map for Charter Oak State College (11/2018)

Requirement Homeschooling for College Credit Approximate Cost taken during homeschool Cost if taken through Charter Oak State College
Written Communication CLEP or AP College Composition (6 credits) $0* $2,448
Oral Communication DSST Principles of Public Speaking (3 credits) $100 $1,224
Information Literacy *Cornerstone NA NA
Ethics DSST Computer Ethics (3 credits) $100 $1,224
US History CLEP US History 1 (3 credits) $0* $1,224
Non-US History OnlineDegreeCom History Turning Points (3 credits) $9 $1,224
Global Understanding Straighterline Anthropology (3 credits) $100 $1,224
Literature & Fine Arts CLEP American Literature (3 credits) $0* $1,224
Social Behavioral Sci. CLEP Sociology (3 credits) $0* $1,224
Mathematics CLEP College Algebra  (3 credits) $0* $1,224
Natural Science OnlineDegreeCom Enviro. Science (3 credits) $9 $1,224
Natural Science w/Lab Straighterline Biology with Lab (4 credits) $100 $1,632
Elective TEEX Cybersecurity (6 credits) $0 $2,448
Elective Sophia (2 credits) $0 $816
Elective FEMA (0-21 credits) $0 $0 – $4,080
COSC Cornerstone NA in high school (3 credits) $1,224 $1,224
Electives Saylor Academy & Onlinedegreecom, CLEP, AP

(0-30 credits)

$0-270 $0 – $4,080
$1,669 $24,480

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