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Colorado Technical University

Homeschooling for College Credit at Colorado Technical University (Online)

Listen to a brief introduction to this cost map:

This college uses QUARTER credits

Semester credits are worth 1.5 times more than quarter credits. Thus, a 120-credit-hour bachelor degree under the conventional system is equal to a 180-credit-hour degree under the quarter credit system.

Rack Rate Tuition: $58,500 ($325 per credit x 180 credits)

Resourcefully Planned: $39,713 (61.5 credits in homeschool at about $1,200,  118.5 cr. taken through Colorado Tech online once enrolled)

Degree:  Bachelor of Science, Cybersecurity  

Note:  Colorado Technical University requires 25% of the degree to be earned through Colorado Tech University online, however, it is not possible to complete all of the other specific courses required in advance.

Since CTU does not publish a “list” that matches CLEP exams with their courses, I spoke at length with their registrar to get a handle on their policy.  Per my conversation (nothing in writing) they assured me that general education courses were interchangeable within the same category (ex. their “Introduction to Science” could be replaced with Biology or their “Modern American History” could be replaced with any other history, etc.)  

Since I rarely trust what’s spoken, I approached this cost map from an extremely conservative position. It is possible that you can use more transfer than I worked in, but this is one of those schools that makes it harder than it has to be.  

What is a resourcefully planned degree?  In short, a cost map shows you how Homeschooling for College Credit in high school can be transferred into a specific college to save money.  We’ll use alternative college credit sources that are accepted by this college to devise a strategic plan for your student.  The cost map is a general outline that gets you headed in the right direction.

What a Resourcefully Planned Cost Map is NOT:  It’s not a guarantee.  This is an informed DIY plan using the college’s advertised transfer and credit acceptance policies.

Why DIY?  As the parent of a high school student, you won’t have access to academic advisors or the registrar of a college, in addition, colleges don’t specialize in helping you avoid taking their classes!  But, college transfer protocol and transfer policies are often available to the public, allowing teens to start earning college credit NOW that can be used LATER.

Where is Dual Enrollment?  Since some families have free tuition through dual enrollment, while other families may not, dual enrollment has been completely left out of the plan. If you have dual enrollment available to you, you may want to use it.

Other costs:  Colleges will have other costs beyond the scope of our basic tuition calculation.  Application fee, graduation fee, technology fee, etc. are all fees that you should plan for when your teen eventually enrolls.  To keep the playing field even, the rack rate listed above doesn’t include fees either – the numbers shown are straight tuition.

Rack Rate Tuition:  $58,500

Resourcefully Planned:  $39,713

$1,200 would be paid throughout high school for the first 61.5 credits (cash). 

The remaining  118.5 credits will cost $38,513 at Colorado Tech. (apply for scholarships)

Savings of $18,787

How to avoid student loan debt

  1. Reduce the number of credits your teen must complete by doing as many of them as possible in high school.
  2. Secure scholarships, apply for Federal work-study and use savings/cash to cover the balance of tuition once you’re an enrolled student.
  3. Only after you’ve exhausted options 1 & 2 should you consider borrowing money.

Cost Map for Colorado Technical University  (01/2018)

Requirement Homeschooling for College Credit Approximate Cost when taken during homeschool Cost when taken through  CTU
Cybersecurity Core, 52 cr. NA NA $16,900
Cybersecurity Concentration, 64 cr. NA NA $20,800
Spreadsheet Applications, 4 cr. NA NA $1,300
Discrete Mathematics and Statistics, 4.5 cr. NA NA $1,463
Technical Writing DSST Exam Technical Writing $100 $1,463
Principles of Macroeconomics CLEP Principles of Macroeconomics $0* $1,463
English 104 & 105 CLEP College Composition (with essay) $0* $2,925
Introduction to Algebra CLEP College Mathematics $0* $1,463
College Algebra CLEP College Algebra $0* $1,463
History 101 Straighterline U.S. History 1 $100** $1,463
Math 301 Straighterline Business Stats. $100** $1,463
Philosophy 101 Straighterline Business Ethics $100** $1,463
Political Science 101 Straighterline American Govt. $100** $1,463
Science with Lab Straighterline Biology with Lab (any lab science) $300** $1,950
Science with Lab Straighterline Chemistry with Lab (any lab science) $300** $1,950
University 104 Academic Success Straighterline Student Success 101 $100** $1,463
$1,200 $58,500


*Modern States is currently awarding vouchers to cover CLEP exam fees as well as testing center fees.  You can obtain a free voucher through their website. 

**Colorado Technical University has a partnership with Straighterline that guarantees transfer of these specific courses.  See full transfer agreement list here.   It’s worth noting that they require a slightly higher score (73%) than normal (70%) to qualify for the credit.

Important links for Colorado Technical University:

CTU Tuition Page

College Catalog

CLEP Policy (max: 30 credits / 45 quarter credits)

Articulation agreements with this college

Colorado Technical University under scrutiny 

Need help from scratch?   Start here –> Homeschooling for College Credit

Want to know more about the types of college credit used in this chart? –>  Take me there.

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