Posted in HS4CC

Southern New Hampshire University

Homeschooling for College Credit at Southern New Hampshire University (online)

Listen to a brief introduction to this cost map:

Rack Rate Tuition: $19,200 ($320 per credit x 60 credits)

Resourcefully Planned: $5,125 (45 credits in homeschool at about $325,  15 cr. taken through SNHU online once enrolled)

Degree:  Associate of Arts

Note:  Southern New Hampshire University requires 25% of the degree (15 cr.) to be earned through SNHU online, thus 75% of the degree (45 cr.) can be completed during or after homeschool and transferred in before starting classes with SNHU.  Students who do that will save the most money and begin their studies at SNHU Online with 1 semester remaining.

What is a resourcefully planned degree?  In short, a cost map shows you how Homeschooling for College Credit in high school can be transferred into a specific college to save money.  We’ll use alternative college credit sources that are accepted by this college to devise a strategic plan for your student.  The cost map is a general outline that gets you headed in the right direction.

What a Resourcefully Planned Cost Map is NOT:  It’s not a guarantee.  This is an informed DIY plan using the college’s advertised transfer and credit acceptance policies.

Why DIY?  As the parent of a high school student, you won’t have access to academic advisors or the registrar of a college, in addition, colleges don’t specialize in helping you avoid taking their classes!  But, college transfer protocol and transfer policies are often available to the public, allowing teens to start earning college credit NOW that can be used LATER.

Where is Dual Enrollment?  Since some families have free tuition through dual enrollment, while other families may not, dual enrollment has been completely left out of the plan. If you have dual enrollment available to you, you may want to use it.

NOTE: Southern New Hampshire University offers VERY AFFORDABLE dual enrollment high school program ($100 per course – not per credit!) however it is currently limited to those who can commute to take the classes in person at the New Hampshire campus.  If you are a LOCAL STUDENT, the 5 courses that “count” toward the degree can all be completed through their dual enrollment program, which changes the cost of those classes from $960 to only $100.  Resourcefully Planned LOCAL STUDENT:  $825 

Other costs:  Colleges will have other costs beyond the scope of our basic tuition calculation.  Application fee, graduation fee, technology fee, etc. are all fees that you should plan for when your teen eventually enrolls.  To keep the playing field even, the rack rate listed above doesn’t include fees either – the numbers shown are straight tuition.

Saylor Academy has a partnership with SNHU that guarantees credit transfer.  Read more about how to homeschool for college credit using Saylor Academy here.

Additionally, SNHU policy allows acceptance of credit that is ACE or NCCRS evaluated for college credit.  Read more about ACE and NCCRS credit you can take here.

Rack Rate Tuition:  $19,200

Resourcefully Planned:  $5,125

$325 would be paid throughout high school for the first 45 credits (cash). 

The remaining  15 credits will cost $4,800 at SNHU. (apply for scholarships)

How to avoid student loan debt

  1. Reduce the number of credits your teen must complete by doing as many of them as possible in high school.  You’ll pay cash for these as you go.
  2. Apply for Federal work-study, grants, and use savings/cash to cover the balance of tuition once they’re an enrolled student.
  3. For every $100 of tuition you have outstanding, apply for 1 scholarship.  (example: $2,000 tuition = apply for 20 scholarships)

Cost Map for Southern New Hampshire University   (01/2019)

Requirement Homeschooling for College Credit Approximate Cost taken during homeschool


Cost if taken through SNHU


English 1, 3 cr. CLEP College Composition  Modular (no essay) $0* $960
English 2, 3 cr. NA NA $960
Math, 3 cr. CLEP College Mathematics (MAT130)


$0* $960
Perspectives in Liberal Arts, 3 cr. NA NA $960
Success Strategies for online learning, 3 cr. NA NA $960
Humanities, 3 cr. Saylor Academy ENVS203 Environmental Ethics, Justice & World Views $25** $960
Humanities, 3 cr. NA NA $960
History 100, 3 cr. CLEP U.S. History 1 $0 $960
History 200, 3 cr. DSST Civil War & Reconstruction $100 $960
Natural Science 200, 3 cr. NA NA $960
Natural Science 100, 3 cr. CLEP Natural Sciences $0* $960
Humanities 200, 3 cr. DSST Art of the Western World $100 $960
Public Speaking, 3 cr. DSST Public Speaking $100 $960
Free Elective: CLEP American Government $0* $960
Free Elective: CLEP Analyzing Interpreting Literature $0* $960
Free Elective: CLEP Introduction Sociology $0* $960
Free Elective:


TEEX Cybersecurity, 6 cr.






*Modern States is currently awarding vouchers to cover CLEP exam fees as well as testing center fees.  You can obtain a free voucher through their website. 
**Saylor Academy allows for local proctoring $0 or digital proctoring $25.  This plan is calculated using digital proctoring, but you may deduct $25 per course if you choose local proctoring.

Important links for Southern New Hampshire University:

Saylor Academy Partnership Page

Southern New Hampshire University Dual Enrollment (on campus only)

Southern New Hampshire University CLEP Exam Equivalencies use COCE column

SNHU Transfer Policy


Need help from scratch?   Start here –> Homeschooling for College Credit

Want to know more about the types of college credit used in this chart? –>  Take me there.

See more Cost Maps



Executive Director of Homeschooling for College Credit