#8 Unbound / Lumerit Scholar / College Plus

#8 Unbound / Lumerit Scholar/ College Plus
Limited Transfer

What is Lumerit?  Lumerit (also called Lumerit Scholar, Unbound, and formerly College Plus) is a degree planning company that helps you line up your CLEP exams and classes to match a degree. For a yearly fee, they’ll help you select classes and exams that you can transfer to your college by checking your target college’s transfer policy.  They also offer a catalog of ACE classes you can complete online and a catalog of 48 Pearson Education classes you can complete online.

Regionally Transcripted:  Unbound/Lumerit Scholar uses very careful wording that can confuse or even mislead parents if they’re not especially savvy.  “Regionally Transcripted” is the term they’ve created to explain their credit laundering process.  Make no mistake, only colleges can be Regionally Accredited.  “Regionally Transcripted” is their marketing term that explains how courses you complete with them will later appear on the transcript of a Regionally Accredited college (Waldorf University).

Classes:  7 of their courses have been ACE evaluated for college credit.  48 Pearson Education courses are also ACE evaluated, but when taken through Lumerit and added to a Waldorf University transcript will become “Regionally Transcripted.”

Cost:  Unbound/Lumerit charges $5,400-7,500 per year for consulting / degree planning and their courses (see below).  To compare their cost against other ACE providers, Homeschooling for College Credit parents generally spend $3,000 or less for their first 90 credits.  Using Unbound, you’ll spend $5,400 for your first 24 credits (lower level).

ACE Evaluated

SOC240: Community Service Learning
BUS201: Introduction to Entrepreneurship
ENG131: Composition and Reading I
ENG131: Composition and Reading II
PHIL113: Comparative Worldviews
PSI131: Earth Science, Earth Science with Lab
COMM396: Leadership and Management Com (not upper level)
COMM394: Leadership Theory and Practice (not upper level)
SOSCI280: Social Justice from a Biblical Perspective

Lumerit Course Catalog pdf

Regionally Transcripted

American Government
American History I
American History II
Anatomy & Physiology
College Algebra
Critical Thinking
English Composition I
English Composition II
Environmental Science
Introduction to Biology
Introduction to Early Childhood Education
Introduction to Economics
Introduction to Literature
Introduction to Psychology
Introduction to Sociology
Medical Terminology
Student Success

Accounting I
Accounting II
Business Law
Business Math
Human Resource Management
Introduction to Business
Introduction to Business Information Systems
Introduction to Finance
Organizational Behavior
Principles of Management
Principles of Marketing

Criminal Courts
Criminal Investigation
Criminal Justice Ethics
Criminal Law
Criminal Procedure
Introduction to Corrections
Introduction to Criminal Justice
Introduction to Homeland Security
Introduction to Policing
Juvenile Justice
Policing Techniques: Interviewing and
Probation and Parole

Thoughts and Opinions

The Good. Lumerit has found a workaround that other providers have not.  The development of “Regionally Transcripted” courses is a new solution to the age-old problem of credit laundering.  For this, they should be applauded.  I’ve had the pleasure of confirming that a Lumerit course appearing on a Waldorf University transcript is clearly NOT transfer credit.  The course appears as original credit, which is the most important aspect of successful credit transfer in cases like this.  Students should feel confident that their courses will transfer into a college or university that accepts transfer credit.

The Bad.  This credit is very expensive.  Using Lumerit’s Standard Plan, you’ll pay $5,400 for 1 year (8 courses) that comes out to $675 per course – roughly $225 per credit. Since all of the courses they offer are LOWER LEVEL, this is the same level you can find at your local community college. If your community college offers a price less than $225 per credit, you’ll receive the same type of guaranteed transfer for less money.  Their Unlimited Plan costs $7,500 for 1 year.  Even if your teen can complete 1 course every 3 weeks, you’re still going to pay about $150 per credit.  That’s right on the line for cost.  Here is a list of 29 other companies offering college credit options for less than $100 per credit.

The Ugly.  Lumerit is simply acting as the middle man for Pearson courses and charging you a premium.  You can cut out the middle man and take Pearson courses directly (brand name Propero) if you’d like to save a little money, but if you do that, you won’t get “Regionally Transcripted” courses, they’ll simply be “ACE” courses.  Choose carefully. If you’re attending a college that accepts ACE courses, there is no reason to pay a premium for Propero or Lumerit lower level credit. If you need graded credit from a regionally accredited university, Lumerit accomplishes that, but at a premium price.

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