Posted in College Admission, Common Sense College Planning, HS4CC

TODAY: Liberty University Planning Event

Bachelor’s degrees from Liberty University can be expensive, for other people. When you learn how to resourcefully plan your teen’s bachelor’s degree at Liberty University, you’ll wonder why anyone ever pays “rack rate” tuition for college.

Join Shelley Cloutier and Jennifer Cook-DeRosa for this special “Unofficial” Liberty University Planning event! You’ll learn how to extract every penny and college credit out of high school to bring the costs of a Liberty University degree WAYYYYYYY DOWN.

2021

NOTE: Liberty University is a Christian University

Resourceful Homeschooling for an Affordable Bachelor’s Degree! During this 2+ hour live stream intensive workshop, you’ll learn which courses your teen should take, when to take them, and how you can save the most money. Though this event is LIVE, you can view the event at your leisure later. Every participant will receive a handout and full recording of the event.

By following this Homeschooling for College Credit approach, you will learn how to plan your teen’s degree at Liberty University for less than half of their advertised cost. 

Wednesday September 15, 2021

3:00pm EST – 5pm EST (Q&A to follow)

Each participant will receive a handout and a recording of the session

$40 space is limited

This event is SOLD OUT. Thank you for your understanding. It will be offered again in December.

Posted in Common Sense College Planning

Transfer Credit for the Win

Understanding how to fully take advantage of transfer credit makes a bigger impact on what your teen pays for college than ANY OTHER FACTOR. It’s more important than your 529, it’s more important than their SAT, and it’s certainly more important than scholarships! By resourcefully planning your teen’s high school credits, parents can learn to make a college’s transfer policy work in their favor.

Continue reading “Transfer Credit for the Win”
Posted in ASU UL, College Admission, Common Sense College Planning, Debt Free Degree, financial aid, HS4CC

Watch Now: Arizona State University Universal Learner Program

This *unofficial* ASU Universal Learner Info Session was hosted by Homeschooling for College Credit experts specifically for homeschoolers who are trying to earn college credit.

Click “play” below to watch!

  • Andrea LaBass, ASU Expert & HS4CC Moderator
    • Basic overview of ASU Universal Learner, planning courses, registering for courses, and studying for success.
  • Ann Dorminy, ASU Expert & HS4CC Moderator
    • Transferring courses to your target college and/or transitioning into ASU’s degree program.
  • Chrystal Smith, ASU Expert & HS4CC Moderator
  • Jennifer Cook-DeRosa, Executive Director of HS4CC
    • Finishing the ASU Bachelor’s Degree after high school without student loan debt

(1 hour)

https://us02web.zoom.us/rec/play/DbMxTq1VardcsUZHYmii1I98cYBEJ-09TWMjAYj617LTjEoVnBZHKw4BOcxyMhI7OREAaCcNPxvF9ULJ.buOFCqeD4nC-t-gt?continueMode=true

Want to watch other workshops or join in our next livestream? Check our LIVE EVENTS calendar.

What’s the difference between ASU’s various course programs?

Since this summer, we’ve been BIG FANS of Arizona State’s Earned Admissions program for our homeschooling community, but since that time we’ve learned of a few other options you might like to know about. But what’s the difference between these programs and how do they fit into a Homeschooling for College Credit program?

Announcement: New ASU Portal

Our new ASU partnership portal allows HS4CC parents access to a variety of college courses without the red tape, transcript submissions, age restrictions, lengthy admissions processes, and regulations typically found at local colleges and universities. We receive no compensation from ASU for this program, but we DO receive access to special courses and programs that […]

Posted in College Admission, Common Sense College Planning, HS4CC

Next week: Liberty University Planning Event

Bachelor’s degrees from Liberty University can be expensive, for other people. When you learn how to resourcefully plan your teen’s bachelor’s degree at Liberty University, you’ll wonder why anyone ever pays “rack rate” tuition for college.

Join Shelley Cloutier and Jennifer Cook-DeRosa for this special “Unofficial” Liberty University Planning event! You’ll learn how to extract every penny and college credit out of high school to bring the costs of a Liberty University degree WAYYYYYYY DOWN.

2021

NOTE: Liberty University is a Christian University

Resourceful Homeschooling for an Affordable Bachelor’s Degree! During this 2+ hour live stream intensive workshop, you’ll learn which courses your teen should take, when to take them, and how you can save the most money. Though this event is LIVE, you can view the event at your leisure later. Every participant will receive a handout and full recording of the event.

By following this Homeschooling for College Credit approach, you will learn how to plan your teen’s degree at Liberty University for less than half of their advertised cost. 

Wednesday September 15, 2021

3:00pm EST – 5pm EST (Q&A to follow)

Each participant will receive a handout and a recording of the session

$40 space is limited

Posted in College Admission, Common Sense College Planning, Debt Free Degree, financial aid, HS4CC

Watch Now: Simple Math…Difficult Decisions

Using logic and math, not emotion and propaganda, we’ll reframe what you think it means to pay for a college degree. You’ll learn how to break down costs, where you can save big bucks, and how to keep student loan borrowing as close to zero as possible. Especially for Homeschooling for College Credit families. (1 hour)

Want to watch other workshops or join in our next livestream? Check our LIVE EVENTS calendar.

Posted in Big 3, Common Sense College Planning, Debt Free Degree, HS4CC

2 NEW Workshops in September!

We are teaching 2 great NEW workshops that will help you execute your teen’s high school and college degree simultaneously. The first is for Christian families who want to use Christian curriculum to earn college credit and complete a bachelor’s degree at Liberty University. The second is for any family that wants to use a LOT of alternative college credit options like Sophia, Studycom, and CLEP with their dual enrollment to complete a bachelor’s degree at Thomas Edison State University. (see below)

Continue reading “2 NEW Workshops in September!”
Posted in Career Planning, Common Sense College Planning, High School, HS4CC

I (don’t) Have a Dream (job)

passion1

don’t remember being commanded in high school (late 1980’s)to find my “dream job.”  I remember having a few subjects I really liked: Home Economics (cooking) and Biology (genetics).  However, after many years of taking aptitude and ability test, my guidance counselors pushed me into cooking over biology (they were right).  Still, no one asked me if cooking was my “dream.”  In fact, if you ask me today about my dream or passion, my career is only a small piece of the picture.  In fact, as a middle-aged adult, my career aspirations are merely tools to support and facilitate my real dreams.

Today, our young teens are blasted with what I call “dream propaganda” from a very young age.  Don’t get me wrong, I don’t want to be a dream crusher.  If your teen has a dream job goal, research suggests they’ll have high job satisfaction if they land their dream job.

Researchers have found that workers who feel a higher calling to their jobs are among the most content. Take zookeepers, for example. Though more than eight in 10 zookeepers have college degrees, their average annual income is less than $25,000. The typical job description involves scrubbing enclosures, scooping waste and spending time in the elements. There’s little room for advancement and zookeepers tend not to be held in high regard, says Stuart Bunderson, Ph.D., a professor of organizational behavior at the Olin Business School at Washington University in St. Louis (Administrative Science Quarterly, 2009).

Modern dream propaganda assumes:

  • There is such a thing as a dream job.
  • You must identify it in the first 25% of your life if you are to achieve it on time.
  • You must begin a dedicated and formal pursuit of it immediately.
  • It will be built on a 4-year degree.
  • It will provide a good living for you and your family.
  • You will live happily ever after.  The end.

What if your teen ended up working at an average company, earning an average living, with average job satisfaction?  What if your daughter ended up as a homeschooling mother instead of an employee?  <gasp>  Would that be terrible?  Are our children homeschooling failures if they aren’t chasing a dream job?

This post is meant to prompt you to consider your role as your teen’s guidance counselor.  We, as homeschooling parents, have the luxury of not only parenting our teens through this very important transitionary time in life, but we get to help them navigate the educational landscape too.

miners

It’s easy to get lost in the propaganda of our time, and if you don’t think you’re influenced by it, consider the other extreme:  coal miners of the 1700’s.  Clearly, no one believes that this type of work was anyone’s dream job!  It was dangerous, dirty, hot, rough, and physically hard!  Still, I don’t believe that the lives of the men in this photo were empty.  I don’t believe that they never felt the satisfaction of a job well done, or didn’t appreciate the opportunity to provide for their families. I don’t believe that they didn’t have fun with their co-workers, telling jokes and stories.  What did career guidance look like in the 1700’s? Clearly, in 2021, we want more for our teens than working in a dangerous coal mine.  But, are we taking it to the opposite extreme by insisting that they chase a dream at the expense of all else?  At the expense of common sense?  Are we asking them to go deeply into debt to finance the pursuit of a dream?  (Even though we know 50% of those who start college won’t finish).

Modern dream propaganda promotes to our teens a very scary notion:  that a dream is out there, and it’s up to them to “find” it immediately.  If they don’t, then there is something wrong with them!  If we take a moment to think about the modern “dream job” message before we support it, the message is very damaging.  The message tells our children that “everyone else” has this great personal insight revealed to them by the time they are in high school, and that if you’re late gaining this insight, you’re doomed to a life of poverty and unfulfilling work!  Wow.  Talk about pressure.

passion3

I’ve been guilty of applying that pressure to my teens, most notably with my oldest (the guinea pig) when we started career exploration in middle school.  I handed my son a book called College Majors, which explored majors in Anthropology, Biotechnology, Dermatology, Human Resources, etc.  Who wants to guess how many 8th graders know what any of those words mean?  It’s about zero.  Yet, onward.

In an effort to make an efficient and resourceful high school plan (one that injects college credit) it’s easy to become too narrow too soon.  For those rare teens with an early and clear passion, having a resourceful parent will make all the difference in the world.  But for teens developing at a normal rate of emotional and cognitive (mind) development, it would be unusual to have such a strong sense of identity and purpose at an early age – especially at the exclusion of everything else.

When I look back on a conversation I had with my Home Economics teacher, a special mentor to me, I remember telling her that I wanted to work on a cruise ship.  Later, after actually working as a chef, I knew that working on a cruise ship would be a terrible job for me!  The job was in conflict with my dream– my imagination of what that job might be life.

It’s easy to have a dream job when its crafted in our imagination.

buffet

As an adult, we have a better understanding of the world than our teens.  When we consider a decision, we base it on our life’s experiences and our understanding of the world.  Our teens aren’t broken, they just don’t have the life experience we do!  A teen can’t know what it really means to work on a cruise ship from inside the profession (sleeping in a public bunk, working 12 hours on/off, leaving family and friends for months at a time, being one of a thousand insignificant employees, working in very hot- or very cold kitchens, having large stock pots of boiling soup slide off the stove during a storm, etc.) but a teen can imagine it from books, tv, or being a guest (beautiful and elaborate food buffets decorated with fruit and vegetable platters displayed perfectly, ice carvings, and the most elegant and delicious food imaginable).  See the gap?  When we look at dream jobs, they are just that:  dreams.  We are looking from the outside, and the reality can be very different from what we imagine.

If you ask adults about their dream job, you’ll notice something very interesting.  You’ll get answers like this:

having autonomy over my schedule.”

“helping people accomplish their goals.”

watching the joy in my patient’s eyes.”

having enough time off to take vacations with my family.”

What did you notice?  These dreams are all based on a quality of life and contribution to society!  They aren’t about tasks or being an employee.  If I look at those answers through the lens of my trade (culinary arts), I could identify specific jobs where someone with my training could pursue their dream.  Want autonomy?  Write cookbooks.  Helping people accomplish their goal?  Teach culinary arts.  Watch joy in your patient’s eyes? Meals on Wheels.  Having time off?  Corporate dining.   As you can see, nearly any occupation can be made into a dream job, but it’s unlikely that your teen will have the insight and life experience to pull that together as a very young person.

You are your teen’s best guidance counselor!

As your teen’s guidance counselor, you may want to consider helping them see the converse side of modern propaganda:

  • There may not be such a thing as a dream job. But we all have dreams.
  • You may not be able to understand your dreams and gifts until you’ve had more life experiences.
  • Dreams and passions can be practiced through volunteer work, ministries, activities, clubs, sports, hobbies, and other informal activities right now!  They can also exist alongside our careers- with our families, not just at work.
  • One’s dreams and passions will likely change, evolve, and morph over time as we experience various stages of life (marriage, parenthood, retirement) and the unexpected events of adulthood (death of a loved one, a spouse’s deployment)
  • Pursuing a 4-year degree may be separate and apart from a dream job!
  • Advising your teen to secure a good living means your grandchildren will have food on the table and a roof over their head…it may not include a fancy sports car.
  • Life is short, live it well.
Posted in CLEP, Common Sense College Planning, Credit by Exam

Report: HS Students Who Earn College Credit more Likely to Graduate College

College Board’s reports and supports what we’ve known HERE for a long time- earning college credit in high school helps teens get OUT of college! Getting IN to college is easy- it’s getting OUT that’s hard. Getting OUT is no small thing since nearly 1/2 of all students who start college never finish. (report follows)

Continue reading “Report: HS Students Who Earn College Credit more Likely to Graduate College”
Posted in College Majors, Common Sense College Planning, Community college, Computer Science, Dual Enrollment

Parent Share: Lisa F

I received this message from Lisa F. through our Facebook page…

I just wanted to share my Homeschooling for College Credit stories with two different children.

My older son is 21 and a junior in college. He was diagnosed with high-functioning autism finally at age 18. This diagnosis afforded him accommodations as a college student, including a reduced course load (18 hours per year versus 30) requirement that allowed him to still keep his state and university scholarships. However, the scholarships are still only valid for four years (8 semesters). We didn’t know when he started taking dual enrollment classes back in high school that he would eventually need this accommodation, but it has honestly been the most useful one for him. He earned 34 credit hours in high school taking college classes at the local technical college. So, even though he has not taken over 12 hours any single semester, and only 9 in several semesters, he is still on track to graduate on time. All of his dual enrollment fees and books cost me less than $700. He should graduate college with less than $10k in student loans.

Normally these scholarships wouldn’t be enough to cover two majors, but because he did so much credit in high school, he will finish both degrees in five semesters.

Lisa F.

My younger son is neurotypical but he’s your typical second kid who only works hard if it’s something that interests him, and the one I had to beg and plead and threaten to get to do his schoolwork. He started taking dual enrollment classes in 10th grade and surprise surprise he worked much harder for those college professors than he ever did for me. By the end of 10th grade, he already had earned almost enough high school credits to graduate, so he decided to graduate high school early (this year). This past year he has taken a full college course load plus completed two homeschool classes he still needed for high school graduation. He is already in the computer science program at the local university and will be a “freshman” there this coming fall. He has been asked to work as a Teaching Assistant and tutor in the computer science department this coming year. He graduated high school with 45 credit hours. He has decided to dual major in computer science and mathematics and has the same scholarships as his older brother. Normally these scholarships wouldn’t be enough to cover two majors, but because he did so much credit in high school, he will finish both degrees in five semesters. All of his dual enrollment fees and books cost me no more than $1000. He should graduate college with less than $5000 in student loan debt (and I’m hoping he’ll pay those back as he goes.)


Thank you for sharing Lisa! We love hearing how Homeschooling for College Credit worked for your family. If you have a story to share, you can email it to Jennifer at cookderosa@gmail.com

Happy Posts from April

A small sample of the many posts our members shared in April offering encouragement and inspiration. April showers bring May flowers and apparently LOTS of college credit! If your teen earns even ONE college credit in high school, he’s ahead!! Are you ready?

Homeschooling with CLEP: Game-changer for Sean’s Future

I am thrilled to share with you this homeschooling success story of how Sara used CLEP in her homeschool with her son Sean during 11th (and now 12th) grade. She posted her celebration inside our Illinois HS4CC Facebook group and gave me permission to share it with you here. I know you’ll find it as […]

Posted in Blue Collar, Common Sense College Planning, Debt Free Degree

Preaching to the Choir

I almost never repost someone else’s article, but the full article appears behind a paywall, and when Mike Rowe wrote an editorial, I simply had to share it here. Some of my thoughts and opinions are at the bottom, but since my head exploded in the process, they didn’t all make it on the page.

Continue reading “Preaching to the Choir”
Posted in Common Sense College Planning, HS4CC

Workshop: Simple Math Difficult Decisions

Announcing a *brand new* workshop for the Homeschooling for College Credit community called “Simple Math Difficult Decisions” and a special aspect of this session is that your teens are invited to attend with you! Taught by Jennifer Cook-DeRosa, this workshop will happen several times this summer!

If the math of college costs seems too big and your savings account too small, you’re not alone. Homeschool families are unique because you’re talking about a group of people who are highly invested in their teen’s education, have exceptionally resourceful parents, and have had to carry the cost of their teen’s homeschool education since day 1.

In this session, we’ll talk about how to use logic and math, not emotion and propaganda, to break down the costs of college and how to make a significant dent in what you pay.

DATES (choose 1)

July 15, 2021 11:00am EST – 12:00pm EST followed by 1 hour Q&A

August 31, 2021 6:00pm EST- 7:00pm EST followed by 1 hour Q&A

Posted in Common Sense College Planning, HS4CC

Simple Math Difficult Decisions

Announcing a *brand new* workshop for the Homeschooling for College Credit community called “Simple Math Difficult Decisions” and a special aspect of this session is that your teens are invited to attend with you! Taught by Jennifer Cook-DeRosa, this workshop will happen several times this summer!

If the math of college costs seems too big and your savings account too small, you’re not alone. Homeschool families are unique because you’re talking about a group of people who are highly invested in their teen’s education, have exceptionally resourceful parents, and have had to carry the cost of their teen’s homeschool education since day 1.

In this session, we’ll talk about how to use logic and math, not emotion and propaganda, to break down the costs of college and how to make a significant dent in what you pay.

DATES (choose 1)

June 8, 2021 4:00pm EST – 5:00pm EST followed by 1 hour Q&A

July 15, 2021 11:00am EST – 12:00pm EST followed by 1 hour Q&A

August 31, 2021 6:00pm EST- 7:00pm EST followed by 1 hour Q&A

As always, our workshops are free but space is limited so advanced registration is required.

Posted in Career Planning, College Majors, Common Sense College Planning, High School, HS4CC, Tuition

Educational Value

“Pursuing high-quality postsecondary education is one of the most important investments a student can make, and is the surest path to the middle class in our country.” The U.S. Department of Education says so, therefore, it must be true. We think it’s true. Well, it’s probably true, right? What’s the alternative? NOT going to college? Too risky. But what if that statement makes assumptions about students that aren’t true?

Continue reading “Educational Value”
Posted in College Admission, Common Sense College Planning, Debt Free Degree, financial aid, Free Tuition, Scholarships, Tuition

Teen Employment = Free College

You’re injecting college credit into your homeschool, but what about “the rest of the degree” that comes at full price after high school? I want you to consider all possible options that help your family stay out of debt!

Continue reading “Teen Employment = Free College”
Posted in celebrate, Common Sense College Planning, Debt Free Degree, HS4CC

From High School Senior to College Senior in 2 Weeks

Resourceful high school planning…. what is that exactly? It’s being deliberate about how you choose your teen’s high school classes so they are doing double duty- counting for high school AND college. Read this inspirational post from HS4CC parent Melissa and how her son’s high school credits took “two birds-one stone” to the next level saving her son over $35,000…and something else. Continue reading “From High School Senior to College Senior in 2 Weeks”