Posted in College Majors, Common Sense College Planning, Debt Free Degree, HS4CC

Liberty University’s Interdisciplinary Degree

Liberty University is a HS4CC favorite because it allows parents to get a really big head start in high school (up to 90 college credits) for super low cost. This post will highlight one of their most flexible options, the Interdisciplinary Studies bachelor’s degree.

Continue reading “Liberty University’s Interdisciplinary Degree”
Posted in Breaking News, Debt Free Degree, financial aid, HS4CC

Student Loan Forgiveness…revamp?

You may have read that the student loan forgiveness program (started in 2007) has been an enormous disaster. I’ve written about it here a few times, and in short, next to no one has had their loan forgiven despite making payments faithfully for 10 years. Biden announced Wednesday that the program is being revamped in an effort to correct the disaster.

Continue reading “Student Loan Forgiveness…revamp?”
Posted in ASU UL, College Admission, Common Sense College Planning, Debt Free Degree, financial aid, HS4CC

Watch Now: Arizona State University Universal Learner Program

This *unofficial* ASU Universal Learner Info Session was hosted by Homeschooling for College Credit experts specifically for homeschoolers who are trying to earn college credit.

Click “play” below to watch!

  • Andrea LaBass, ASU Expert & HS4CC Moderator
    • Basic overview of ASU Universal Learner, planning courses, registering for courses, and studying for success.
  • Ann Dorminy, ASU Expert & HS4CC Moderator
    • Transferring courses to your target college and/or transitioning into ASU’s degree program.
  • Chrystal Smith, ASU Expert & HS4CC Moderator
  • Jennifer Cook-DeRosa, Executive Director of HS4CC
    • Finishing the ASU Bachelor’s Degree after high school without student loan debt

(1 hour)

Want to watch other workshops or join in our next livestream? Check our LIVE EVENTS calendar.

What’s the difference between ASU’s various course programs?

Since this summer, we’ve been BIG FANS of Arizona State’s Earned Admissions program for our homeschooling community, but since that time we’ve learned of a few other options you might like to know about. But what’s the difference between these programs and how do they fit into a Homeschooling for College Credit program?

Announcement: New ASU Portal

Our new ASU partnership portal allows HS4CC parents access to a variety of college courses without the red tape, transcript submissions, age restrictions, lengthy admissions processes, and regulations typically found at local colleges and universities. We receive no compensation from ASU for this program, but we DO receive access to special courses and programs that […]

Posted in College Admission, Common Sense College Planning, Debt Free Degree, financial aid, HS4CC

Watch Now: Simple Math…Difficult Decisions

Using logic and math, not emotion and propaganda, we’ll reframe what you think it means to pay for a college degree. You’ll learn how to break down costs, where you can save big bucks, and how to keep student loan borrowing as close to zero as possible. Especially for Homeschooling for College Credit families. (1 hour)

Want to watch other workshops or join in our next livestream? Check our LIVE EVENTS calendar.

Posted in Big 3, Common Sense College Planning, Debt Free Degree, HS4CC

2 NEW Workshops in September!

We are teaching 2 great NEW workshops that will help you execute your teen’s high school and college degree simultaneously. The first is for Christian families who want to use Christian curriculum to earn college credit and complete a bachelor’s degree at Liberty University. The second is for any family that wants to use a LOT of alternative college credit options like Sophia, Studycom, and CLEP with their dual enrollment to complete a bachelor’s degree at Thomas Edison State University. (see below)

Continue reading “2 NEW Workshops in September!”
Posted in AP Advanced Placement, celebrate, CLEP, Community college, Credit by Exam, Debt Free Degree, Dual Enrollment, Foreign Language, HS4CC

100 Credits and Counting

I want to introduce you to a rising 12th grader named Mary Margaret. I met her mom before COVID, back when my local public library allowed me to give free college workshops to the homeschool community in person. Since my audience is typically only adults, it’s always a pleasant surprise to meet a teen, but I had no idea…

Continue reading “100 Credits and Counting”
Posted in Blue Collar, Common Sense College Planning, Debt Free Degree

Preaching to the Choir

I almost never repost someone else’s article, but the full article appears behind a paywall, and when Mike Rowe wrote an editorial, I simply had to share it here. Some of my thoughts and opinions are at the bottom, but since my head exploded in the process, they didn’t all make it on the page.

Continue reading “Preaching to the Choir”
Posted in Credit by Exam, Debt Free Degree, HS4CC

Family Member in a Union? Free College

We see lots of programs come and go, but this one is STILL available and running strong (since we first shared about it in 2016), so we HAVE TO keep letting our parents know – especially now that we have a HS4CC graduate from this program! If ANYONE in your family is part of the union, your teen may have access to a totally free associate degree. Zero out of pocket, really.

Continue reading “Family Member in a Union? Free College”
Posted in Breaking News, Community college, Debt Free Degree, Distance Learning, Dual Enrollment, HS4CC

Breaking News: Free Dual Enrollment program for your teen- sign up now.

UPDATE: since publishing this post, Spartanburg Community College added the line “living in SC” to their eligibility requirements. My screenshot from Wayback Machine confirms that it wasn’t part of the original offer. So sorry guys, this is a bummer.

So, it looks like only our SC families can take advantage, and I hope they do, but congrats to those who got in before of the “change.”

Spartanburg Community College (South Carolina) has opened their catalog to students living anywhere in the country for South Carolina dual enrollment AND they are waiving tuition. Yes, really. $0 Dual enrollment this year- what are you waiting for??? Courses are taken online from anywhere.

The button above will take you to the Dual Enrollment Handbook (59 pages) full of everything you need to know, but this is a quick overview to help you decide if this will work for your teen. My prediction is that these classes will be full immediately, so there is no time to waste if you want your teen to register!

Spartanburg Community College (SCC), established in 1963, is one of 16 colleges in the South Carolina Technical College System. Its service area is comprised of Spartanburg, Cherokee, and Union Counties located in upstate South Carolina. SCC offers 70 certificate, diploma, and degree programs in the following areas: university transfer, health sciences, and technologies.

Spartanburg is regionally accredited, so the credits earned here should transfer well into any other accredited college or university that accepts transfer credit.


  • The college *always offers dual enrollment, but normally charges tuition. This free tuition program is only for 2021-2022 school year (3 semesters: fall 2021, spring 2022, summer 2022)
  • They offer several high school programs that all fall under their umbrella term they call Early College.
  • The online courses open to homeschoolers are in their program called Dual Enrollment (still under the Early College umbrella term).
  • When you register your teen, it creates a permanent record / GPA / college transcript that will follow them forward and will require future disclosure of their attendance and grade earned.
  • Your teen has access to the entire college catalog as long as they meet prerequisites (if applicable). Example: You can’t take Biology 2 without having taken Biology 1.
  • You have to fill out an application.
  • Instructors are not expected to alter standard course content or discussion topics to accommodate a younger audience. Students should be prepared to read, hear, or see course content that includes mature and sometimes provocative, controversial academic topics and be able to respond in a mature way to such subject matter.
  • You have to pay for textbooks (if applicable).
  • SOME of these classes are LIVE ONLINE which means that you have to log in at a specific time- be sure to check!!
  • Synchronous = live or in real time, Asynchronous = learn anytime


  • Age 16 and having completed 10th grade. (Younger students may appeal using the form in the back of linked booklet above- appendix D)
  • 3.0 Grade Point Average (from your homeschool transcript)
  • SAT / ACT scores may be used in place of 3.0 GPA if necessary
  • LIVING IN SOUTH CAROLINA (this was just added per SPCC)


  • You don’t have to get a certificate/diploma/degree from this college.
  • These courses should transfer well to other colleges outside of South Carolina
  • If your teen takes a college class, you can award them 1 high school credit
  • If your teen pursues a bachelor’s degree at a South Carolina university, use this link to confirm transfer South Carolina Transfer and Articulation Center (SC TRAC):


Their full catalog is searchable, so be sure to filter for ONLINE when looking for a class. Note that it is possible to earn an entire associate degree online through this college, so if your teen already has a lot of college credit, you may want to consider “finishing” their degree at Spartanburg! They allow you to transfer in up to 75% of the credits toward a degree. Transfer page

Their transfer page says they accept CLEP, AP, and ACE credit. It is unclear if they accept Sophia, Straighterline, Studycom, etc. If any parent here has their teen’s ACE credit evaluated by Spartanburg, PLEASE let me know. -Jennifer

Step 1: Use this link

Step 2: open “Advanced Search” from the top bar

Step 3: Select “Fall Term 2021” as desired term

Step 4: Select “SCC Online” as desired location

**At this point a new screen opens with all online courses**

Step 5: Select “Open Sections Only” from the Availability option on the left

**At this point the number of open courses will appear as a number next to the SCC Locations button. In this screenshot you’ll see that there are (were) 86 available classes to choose from.

Step 6: You can now either browse the entire remaining list of classes, or filter further by subject on the left. In the sample above, you’ll see a number next to the subjects. That number indicates how many courses are open in that subject. American Government (1) indicates 1 course available.

NOTE: Where it states “ENG-032 and RDG-032” they are indicating a placement level, not a class. In short, your teen needs to be eligible for college level English and Reading. Check with advising about how to prove eligibility.

Step 7: The catalog should be in real time (or very close to it) so be sure to have your teen’s application in the works asap! I expect the availability to be different every day until the semester begins. Popular classes sometimes have extra sessions added, so you can continue to check back.

Jennifer’s Pick for Resourceful Planning

The following are my “top picks” because I like to make the most out of every ounce of learning. If I take a class, I like to see if there are any CLEPs that are “similar but different” to bundle with it. In addition, if I take a CLEP, that might meet prerequisites for other classes. I’ve picked a few classes that will bundle well (without duplicating) CLEP exams – and suggestions for classes you could try if you’ve already taken a CLEP in that subject.

  1. PSY-103 Human Relations (3 credits) This course is a study of human relations, including the dynamics of behavior, interrelationships, and personality as applied in everyday life.
    • (I would study for and take the CLEP Sociology after this course)
  2. PSY-212 Abnormal Psychology (3 Credits) This course is a study of the nature and development of behavioral disorders, including the investigation of contemporary treatment procedures.
    • (I like this course if you’ve already done CLEP General Psychology exam and want more psychology credit)
  3. PHS-101 Physical Science I (4 Credits) Topics are selected from astronomy, chemistry, geology, and physics.
    • (This course has some math/language arts pre requisites, so not everyone will qualify, but if you’ve already taken either high school or college biology, I would study for the CLEP Natural Sciences exam after this course)
  4. MUS-105 Music Appreciation (3 Credits) This course is an introduction to the study of music with focus on the elements of music and appropriate listening experiences. ART-101 Art History and Appreciation (3 Credits) This is an introductory course to the history and appreciation of art, including the elements and principles of the visual arts.
    • If you take both Music Appreciation and Art Appreciation, it’s low hanging fruit to attempt the CLEP Humanities exam too.
  • BONUS suggestion: PHI-105 Introduction to Logic (3 Credits) This course is an introduction to the structure of argument, including symbolization, proofs, formal fallacies, deductions, and inductions. This course doesn’t tie into another CLEP exam, but it’s SUPER HARD TO FIND and one that many parents ask for!

Posted in celebrate, Debt Free Degree, HS4CC, Sophia, Straighterline

Bachelor’s Degree at 18: Hannah’s Graduation Story

As the school year comes to an end, our normal monthly celebrations are not only including college credit celebrations, but GRADUATION stories too! Hannah Joy from Florida sent me her Homeschooling for College Credit graduation story, and while she gave me permission to cut and trim, I decided that each and every word she wrote was worth sharing. TEASER: Her degree from Liberty University came in under $8,000. She is an extraordinary young woman who took charge of her education in an extraordinary way. I hope you’ll take the time to read her story, celebrate with her, and find encouragement from her words. Bonus- she’s even taken the time to track EVERY CREDIT and every DOLLAR she spent for those who would like to develop a similar plan. Dig in!

Continue reading “Bachelor’s Degree at 18: Hannah’s Graduation Story”
Posted in College Admission, Common Sense College Planning, Debt Free Degree, financial aid, Free Tuition, Scholarships, Tuition

Teen Employment = Free College

You’re injecting college credit into your homeschool, but what about “the rest of the degree” that comes at full price after high school? I want you to consider all possible options that help your family stay out of debt!

Continue reading “Teen Employment = Free College”
Posted in College Admission, Debt Free Degree, financial aid, HS4CC

Colleges That Don’t Allow Student Loans

The college tuition funding nut is a tough one to crack.  You could be super rich with a fully stocked college fund for all of your kids (yeah!) or you could be like me, trying to cash flow college for 4 kids on 1 income.  If you’re somewhere in the middle, you might be considering student loans- but what if your teen attends a college that doesn’t allow student loans? Can that help you or hurt you? Continue reading “Colleges That Don’t Allow Student Loans”

Posted in College Admission, Debt Free Degree, High School, Scholarships

Stupid Girl – What Was She Thinking?

Nine out of ten families decide that their children are college material as early as the day they sign up for preschool. In 2014, a kindergarten play was shelved so the 5-year olds could prep for college.  We’ve created a sense of urgency around college admissions and attendance at all costs. Continue reading “Stupid Girl – What Was She Thinking?”

Posted in celebrate, Common Sense College Planning, Debt Free Degree, HS4CC

From High School Senior to College Senior in 2 Weeks

Resourceful high school planning…. what is that exactly? It’s being deliberate about how you choose your teen’s high school classes so they are doing double duty- counting for high school AND college. Read this inspirational post from HS4CC parent Melissa and how her son’s high school credits took “two birds-one stone” to the next level saving her son over $35,000…and something else. Continue reading “From High School Senior to College Senior in 2 Weeks”

Posted in College Admission, Debt Free Degree, HS4CC

Federal Employee? College Discount!

OPM is partnering with colleges and universities as a part of the continuing efforts to provide higher educational opportunities to the Federal workforce by providing current Federal employees with the opportunity to pursue post-secondary education at reduced tuition rates.   Some of the agreements extend the benefits to spouses and legal dependents. Continue reading “Federal Employee? College Discount!”